Cookie & Data Usage Policy
Understanding how lumorianevo.com uses cookies and tracking technologies to enhance your financial planning experience
How We Use Tracking Technologies
At lumorianevo, we use various tracking technologies to improve your experience with our budget management platform. These technologies help us understand how visitors interact with our financial tools, remember your preferences, and provide personalized content that supports your financial goals.
When you visit lumorianevo.com, small data files are stored on your device. These files work behind the scenes to make your browsing smoother and help us deliver relevant financial insights based on your interests and usage patterns.
Essential Functionality
Required for basic site operations including user authentication, form submissions, and maintaining your session while navigating between budget planning tools.
Performance Analytics
Helps us understand which financial resources are most valuable to users and identify areas where we can improve the platform experience.
Personalization
Remembers your preferences for currency display, notification settings, and customized dashboard layouts to enhance your financial planning workflow.
Marketing Insights
Tracks effectiveness of our educational campaigns and helps us recommend relevant financial content based on your interests and engagement patterns.
Types of Data Collection
Our platform collects information through several methods to provide comprehensive budget management services. This data collection helps us deliver personalized financial insights and improve our educational resources.
We also collect technical information such as IP addresses, browser types, and device characteristics. This data helps us optimize the platform for different devices and ensure compatibility across various browsers commonly used by our Australian user base.
Data Retention and Usage
Different types of tracking data are retained for varying periods based on their purpose and legal requirements. Session-based information is typically cleared when you end your browsing session, while preference data may be stored for up to two years to maintain your customized experience.
Analytics data is aggregated and anonymized after 26 months, ensuring individual user privacy while allowing us to maintain insights that help improve our financial education platform.
Marketing-related tracking typically expires after 30 days, though some campaign effectiveness measurements may be retained in anonymized form for up to 18 months. This timeframe allows us to assess the long-term impact of our educational initiatives and content strategy.
Your Control Options
Cookie Preference Management
Essential cookies required for site functionality cannot be disabled but do not track personal information.
Browser-Level Controls
You can also manage tracking preferences through your browser settings:
- Access your browser's privacy or security settings menu
- Look for "Cookies" or "Site Data" management options
- Choose to block third-party cookies or all cookies from specific sites
- Clear existing stored data if you want to reset all tracking
- Consider using private browsing mode for sessions without data storage
Third-Party Services
lumorianevo.com integrates with several trusted third-party services to enhance functionality and provide comprehensive financial planning tools. These services have their own privacy policies and tracking practices.
Google Analytics helps us understand user behavior patterns, while payment processors handle transaction security for premium features. Email marketing platforms manage newsletter subscriptions and course notifications, always respecting your communication preferences.
Social media integration allows you to share financial achievements and connect with our community, but these interactions are governed by the respective platform's privacy policies in addition to our own.
Questions About Our Data Practices?
Contact our privacy team at info@lumorianevo.com
Unit 1/1 Lampe Ave, Wagga Wagga NSW 2650, Australia
Phone: +61749578928